6 credit mistakes that can ruin your holidays

A recent 2012 study by USAA of consumers' shopping expectations revealed that there will be less budgeting and more spending this holiday season. "In addition to the decrease in the number of shoppers cutting spending and budgeting,

Consumer Financial Protection Bureau is going to remain the cop!

A day after President Barack Obama won a second term -- and consumer rights firebrand Elizabeth Warren of Massachusetts won a seat in the Senate -- experts said the election carries one very direct result for credit card holders:  A continuation of the crackdown on lenders and nonfinancial institutions that began in Obama's first term.

Prepaid cards are one of the fastest growing segments of the financial services industry!

Prepaid cards have gotten a bad rap, mostly because of the high (and often obscure) fees many of them charge. Many consumers will recall high-profile stories about the pitfalls of prepaid cards, such as the Kardashian sisters’ prepaid ‘kard,’

Credit card and its advantages in the use of payment

While many are familiar with the risks, few people are aware of the many benefits of using a credit card instead of cash or debit. Here are seven reasons why you might want to reevaluate how you pay for your everyday purchases.
It’s Convenient

The place of you live influences on the use of credits!

Where you live can make a big difference in how you use -- or misuse -- credit, but it's more complicated than just your address.

When credit bureau Experian released its third annual State of Credit report in August 2012, listing average credit scores for municipalities all over the United States,

In the conditions of crisis a fight proceeds for an income!

Seeking new income after federal rules limited fees from overdrafts and debit cards, Wells Fargo (WFC), U.S. Bancorp (USB), and other big banks are pitching short-term, high-cost loans that resemble the payday loans more commonly offered by strip-mall storefront operations.

Using a variety of types of credit can boost your FICO score

That’s a question many consumers are likely facing as balances begin to creep up again post-recession. Although total outstanding credit (revolving debt, including credit cards, plus non-revolving debt, including student loans),

New mobile technology leads to new fraud techniques

What evolves almost faster than technology? Nefarious ways to steal money from people using that technology. The hot new tactics among cyberthieves: QR code fraud, mobile-technology malware and email scams powered by gift cards, not credit cards.

Kaiser Federal Financial Group Announces Third Stock Repurchase Program

Kaiser Federal Financial Group Inc., Covina, Calif., (Nasdaq:KFFG), the holding company for Kaiser Federal Bank, has announced that its board of directors authorized the third stock repurchase program pursuant to which the company intends to repurchase up to 5 percent of its issued and outstanding shares on completion of the second stock repurchase program, or up to approximately 434,732 shares.

Your banker - American Express!

When Kanye West raps about the need to “American Express myself,” it’s a fair bet that he’s not talking about shopping at a Walmart. And yet, defying decades of upscale marketing, American Express (AXP) has partnered with Wal-Mart Stores (WMT) on its newest product, a prepaid debit card, Bluebird, that’s now on sale in 4,000 outlets nationwide.

A little-known credit card service can smooth out travel hazards

You hit a travel snafu, big or small. Maybe you need advice on which shoes to wear for a tour of Athens. Your luggage gets lost in Lithuania. Or you get attacked by a shark in Zanzibar. If you have a credit card with emergency travel assistance, you can summon help with a phone call.

Overview: About Credit Cards MasterCard

The Interbank Card Association was formed by a group of banks, and they initially selected the card name as "Master Charge" in 1966.

The National Retail Federation released its yearly predictions for Halloween spending

Each year, I begin fall with thrifty intentions: My Halloween costume will be creative and home-made. I will not buy candy because no trick-or-treaters come to my apartment anyway.

Credit card use continues to stabilize and posted a 1.88 percent gain from the previous year.

A pair of studies from a leading credit reporting agency shows that credit card use continues to stabilize, especially in parts of the country hit hardest by the recession. Equifax's recent National Consumer Credit Trends Report measured increases in auto loans, student loans, and new credit cards. Meanwhile,

Mortgage Rates Unchanged

Mortgage rates were steady to very slightly higher in most cases on Monday, though some lenders were in slightly better territory than on Friday.

Credit Card Rates may be reduced due to New LIBOR

Credit Card RatesEarlier in the year the London Interbank Offering Rate, or the rate at which banks lend to other banks, was found to be a faulty measure of the actual cost of borrowing.

Lloyds Banking Group established a new bank in London

Lloyds Banking Group has finalised the property arrangements for its Verde divestment programme (and the creation of a new bank) by securing a lease of the 5th floor at 20 Gresham Street, London EC2.

Correcting your credit score!

Your credit score can be a blessing or a curse depending on how good it is. A good credit score will help you to get approved for loans and services. It will also allow you to get a better interest rate on your debt.

M&T Bank profit grows by 60%

M&T Bank Corp. MTB +5.35%   said Wednesday its third-quarter profit increased to $293 million, or $2.17 a share, from $183.1 million, or $1.32 a share, in the year-ago period.

Your financial life and your signature

Legend has it that to make sure it wouldn't be missed, John Hancock signed the Declaration of Independence with flamboyance and flair. Today, financial scenarios requiring your signature don't require quite as much bravado as Hancock, but how and what you elect to sign can have serious repercussions on your financial life.