PayPal and Discover combined into a payment network

PayPal credit card industryIt’s no secret that eBay, the owner of online payment service PayPal, wants to take on the credit card industry. The company recently announced a new partnership with retailers such as Home Depot and Starbucks to allow customers to pay for their purchases with their PayPal account.

AAA migration on the technology with a chip-and-PIN

The largest travel organization in the United States is trying to make things a little easier for its credit card users who charge purchases internationally.

Are you thinking about refinancing your mortgage?

With interest rates remaining at all-time lows, home owners are often tempted by stories of reduced interest payments, more favorable loan terms and the ability to obtain thousands of dollars in cash from the equity in their homes. But refinancing your mortgage might not be a good idea. Home owners considering refinancing should first take a look at the pros and cons.

Auto loan and mortgage delinquencies also dropped significantly

Americans keep getting better at paying their credit card bills on time, according to the results of a new Experian study. Researchers reported that the dollar amount of bank credit card accounts over sixty days delinquent fell 21 percent in July 2012 from the same period a year earlier. Auto loan and mortgage delinquencies also dropped significantly over the past year, researchers said.

The joint use of credit cards in the Couple

Many couples have only one truly banked person in the relationship. It may be that only one person works, and another person stays home. Or, in this era of rising student loan bills, only one person puts their name on credit cards and mortgage loans to make it easier to qualify for financing. Other couples might have skeletons in their closet – one person has poor credit from decisions made long ago.