Merchandise credit cards present a tempting short-cut to a better rating.

For those with bad credit, catalog credit cards (also known as merchandise credit cards) present a tempting short-cut to a better rating.

Bluebird card: Wal-Mart and American Express teamed up to offer a head-turning payment

This week, the financial and retail giants introduced Bluebird, a prepaid debit card that promises no required minimum balance, no monthly maintenance fees, no annual fees, no activation fees and no overdraft fees.

Bond yields should remain in a low range

Treasuries rose the most in almost two weeks after the International Monetary Fund cut its economic forecasts and said there is an “alarmingly high” risk of a steeper slowdown.

Citi comes to the stock market in India

Citi has become the first international custodian bank to offer securities lending services on the National Stock Exchange in India.

The amount of debt held by households is equal to 85% of GDP

Consumer spending's Economists now expect consumer spending to rise significantly in 2013 propelled by a rebound in consumer borrowing. The high water mark is 3.5% economic growth on the back of a recharged consumer who has repaid debt and is ready to spend once more.