The National Retail Federation released its yearly predictions for Halloween spending

Each year, I begin fall with thrifty intentions: My Halloween costume will be creative and home-made. I will not buy candy because no trick-or-treaters come to my apartment anyway.

Credit card use continues to stabilize and posted a 1.88 percent gain from the previous year.

A pair of studies from a leading credit reporting agency shows that credit card use continues to stabilize, especially in parts of the country hit hardest by the recession. Equifax's recent National Consumer Credit Trends Report measured increases in auto loans, student loans, and new credit cards. Meanwhile,

Mortgage Rates Unchanged

Mortgage rates were steady to very slightly higher in most cases on Monday, though some lenders were in slightly better territory than on Friday.

Credit Card Rates may be reduced due to New LIBOR

Credit Card RatesEarlier in the year the London Interbank Offering Rate, or the rate at which banks lend to other banks, was found to be a faulty measure of the actual cost of borrowing.

Lloyds Banking Group established a new bank in London

Lloyds Banking Group has finalised the property arrangements for its Verde divestment programme (and the creation of a new bank) by securing a lease of the 5th floor at 20 Gresham Street, London EC2.