What to know about penalty APRs

You may be proud of your low-interest credit card now, but if you’re not careful, that low APR could be jacked up so high it’ll make your head spin.

We study The Best Cash Back Reward Credit Cards

Credit cards have become the preferred method of payment for many people. However, not all credit cards are created equal. Some are better than others and this is usually (though not always) reflected in the relative popularity of any given credit card.

PayPal and Discover combined into a payment network

PayPal credit card industryIt’s no secret that eBay, the owner of online payment service PayPal, wants to take on the credit card industry. The company recently announced a new partnership with retailers such as Home Depot and Starbucks to allow customers to pay for their purchases with their PayPal account.

AAA migration on the technology with a chip-and-PIN

The largest travel organization in the United States is trying to make things a little easier for its credit card users who charge purchases internationally.

Are you thinking about refinancing your mortgage?

With interest rates remaining at all-time lows, home owners are often tempted by stories of reduced interest payments, more favorable loan terms and the ability to obtain thousands of dollars in cash from the equity in their homes. But refinancing your mortgage might not be a good idea. Home owners considering refinancing should first take a look at the pros and cons.