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Monday, November 12, 2012

6 credit mistakes that can ruin your holidays

A recent 2012 study by USAA of consumers' shopping expectations revealed that there will be less budgeting and more spending this holiday season. "In addition to the decrease in the number of shoppers cutting spending and budgeting,

Friday, November 9, 2012

Consumer Financial Protection Bureau is going to remain the cop!

A day after President Barack Obama won a second term -- and consumer rights firebrand Elizabeth Warren of Massachusetts won a seat in the Senate -- experts said the election carries one very direct result for credit card holders:  A continuation of the crackdown on lenders and nonfinancial institutions that began in Obama's first term.

Thursday, November 8, 2012

Prepaid cards are one of the fastest growing segments of the financial services industry!

Prepaid cards have gotten a bad rap, mostly because of the high (and often obscure) fees many of them charge. Many consumers will recall high-profile stories about the pitfalls of prepaid cards, such as the Kardashian sisters’ prepaid ‘kard,’

Wednesday, November 7, 2012

Credit card and its advantages in the use of payment

While many are familiar with the risks, few people are aware of the many benefits of using a credit card instead of cash or debit. Here are seven reasons why you might want to reevaluate how you pay for your everyday purchases.
It’s Convenient

Tuesday, November 6, 2012

The place of you live influences on the use of credits!

Where you live can make a big difference in how you use -- or misuse -- credit, but it's more complicated than just your address.

When credit bureau Experian released its third annual State of Credit report in August 2012, listing average credit scores for municipalities all over the United States,

Monday, November 5, 2012

In the conditions of crisis a fight proceeds for an income!

Seeking new income after federal rules limited fees from overdrafts and debit cards, Wells Fargo (WFC), U.S. Bancorp (USB), and other big banks are pitching short-term, high-cost loans that resemble the payday loans more commonly offered by strip-mall storefront operations.

Friday, November 2, 2012

Using a variety of types of credit can boost your FICO score

That’s a question many consumers are likely facing as balances begin to creep up again post-recession. Although total outstanding credit (revolving debt, including credit cards, plus non-revolving debt, including student loans),

Thursday, November 1, 2012

New mobile technology leads to new fraud techniques

What evolves almost faster than technology? Nefarious ways to steal money from people using that technology. The hot new tactics among cyberthieves: QR code fraud, mobile-technology malware and email scams powered by gift cards, not credit cards.